Owning a home is important for Finns. Owning your home brings security, and is usually considered to be the least expensive form of housing. The government also supports the purchase and reconstruction of your own home through tax deductions for interest paid on housing loans.
A housing loan refers to a loan for financing the purchase or reconstruction of a residence for your own use.
Housing loans differ from each other. You can finance your housing purchase conveniently with one loan or, alternatively, with several separate loans. This allows us to focus on features important to the debtor with regard to the repayment plan or the management of risks related to loan interest, for example.
It is safe to take out a loan from Sampo Bank. We want to adapt your loan to your particular personal finances and your future. Long loan periods will also allow for savings in parallel to loan repayments if you prefer this option. We can demonstrate this to you with ar personal budget plan.
Housing loan repayments paid out of income will also gradually increase the homeowner's assets. This means that repaying a housing loan is also a form of long-term savings, which is often forgotten.
A homeowner sometimes faces a situation in which good advice is required. Maintaining an old house in good condition calls for major renovations. You can prepare for the costs of reconstruction or renovation through good advance planning. When the situation is at hand, Sampo Bank can provide help with financing.
At the credit negotiations, we can design financing that is tailored just for you.