Loan InsuranceLoan Insurance

Loan Insurance secures the loan repayment if death or severe injury should change your family's plans.

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The insurance coverThe insurance cover

Benefits

The amount of loan insurance cover always corresponds to the agreed proportion of  the remaining loan amount. This means that you do not need to change the insured amount as the amount of your loan decreases, and you will pay unnecessary premiums.

You can take out loan insurance for a new or existing loan of at least EUR 10,000.

Loan insurance provides additional financial security for your family in unexpected situations.

Loan insurance can be taken out individually or as Couple Insurance with another debtor.

Loan insurance is particularly important when the debtor is a single parent or when only one of the debtors is employed.

 

The compensation from loan insurance is intended for payment of the capital, interest and other possible expenses related to a loan taken from Sampo Bank. If the compensation exceeds the receivables of the insurance company and bank, the insured or the beneficiary is entitled to keep the difference.

Coverage alternatives

Insurance covers death and accidental permanent injury.

The insurance amount for life insurance and accidental permanent injury can be 110%, 100% or 50% of the loan principal. The more extensive the coverage, the better it will cover repayment of the loan in case of unexpected events.

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Company granting the insuranceCompany granting the insurance

Mandatum Life Insurance Company Limited grants Loan Insurance.