Taxation of equity investmentsTaxation of equity investments

Capital gains arising from the sale of equities are deemed as capital income subject to tax, on which a 28% capital income tax is collected.

Any capital gains arising from the sale of equities must be declared in a supplement to the pre-filled tax return and any capital losses that may arise can be deducted in taxation from the capital gains arising during the tax year and the three subsequent tax years.

However, capital gains are not deemed as capital income subject to tax, if the combined sales prices of the assets sold during the tax year do not exceed EUR 1,000. On the other hand, capital losses arising during the tax year are not tax deductible if the combined acquisition costs and the combined sales prices of the assets sold during the tax year do not exceed EUR 1,000.

It should be noted that 70 % of the dividends received from a publicly listed company is deemed as capital income subject to tax and 30 % is deemed as capital income exempt from tax. The gross amount of dividends is reported in the pre-filled tax return, from which the Finnish Tax Administration will calculate the amount of the dividends subject to tax.

The taxation of non-Finnish dividends depends on which country the dividend is received from and what kind of contract the Finnish State has with that country.

Tips for completing the pre-filled tax returnTips for completing the pre-filled tax return

Our investment reports will help you

As Sampo Bank’s equity investor, you will receive a statement of sales and returns for the purposes of taxation, which you can use to complete your pre-filled tax return.

If you have sold equities during the year, you can obtain a report on your capital gains tax from the eBank. This will include calculations of the capital gains or losses realised during the year, which you can use to complete your pre-filled tax return.

More on taxation
Please note that the tax treatment is determined according to individual circumstances, and that tax-related matters may change.

More detailed information on the taxation of equity investments can be obtained from the website of the Finnish Tax Administration or by visiting the regional tax offices.Vero.fi

From idea to action – start saving today!From idea to action – start saving today!

Please note that all taxation information relates to taxation in Finland!
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