Prices and terms

• The account management fee is EUR 3.00 per invoice. There is no annual fee for the card.
• The interest rate for credit is the 3-month Euribor + 11.5%.
• The effective annual rate for credit of EUR 2,000 calculated with the service fees is 12,99% (1 June 2010). You only pay interest for credit in use.

Cash withdrawal fees:

• Cash withdrawals at Otto ATMs and transfer of credit to your own bank account are 2% of the amount of withdrawal or transfer.
• Cash withdrawals denominated in euro in EU countries are 2% of the amount of withdrawal.
• Other cash withdrawals are EUR 2.00 and 2.5% of the withdrawal amount.